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Tuesday, December 29, 2020

How To Repair Bad Credit

The only sure fire cure for a bad credit report is time. Time is your greatest ally when it comes to repairing bad credit. It can take up to 21 years to remove a bankruptcy from your report provided all payments have been made on time. If you have been late with payments on your mortgage, car loan,...

What To Know About Credit Reports

What is a Credit Report?Credit reports are referred to as "reimbursement reports" or "credit history" or "credit reputation". In some cases, it can also be called a "Consumer Report".Your credit history is used for many purposes:The credit report is a history of all of your credit-buying and spending...

Monday, December 28, 2020

How The Scoring System Affects Your Life

 Your credit score is a three digit number between 300 and 850 as a reflection of you and your financial dependability. Credit scores range from 350-800, with the later being the worst. The higher your number, the more likely you are to pay your bills on time, not taking advantage of every opportunity...

How To Fix Credit Report Errors

 The law allows you to obtain a free copy of credit report from the lenders three major credit reporting agencies: Experian, Equifax and Trans Union. Before you request a credit report, there are a number of things that must be in order. As a credit consumer, you have the right to complain about...

How to Deal with Credit Score

A credit score is a numerical performance that is a measurement of your credit worthiness. It makes up part of your credit report and credit rating that creditors and lenders look at before extending credit to you. Your credit report contains detailed information about your financial history. It contains...

Tuesday, December 22, 2020

Advantages of Having a Good Business Credit Rating

A business credit report provides basic information to help businesses run efficiently. Credit risk management is a program offered by many serious credit report companies that will help make sure a business doesn't suffer financial ruin if a potential customer defaults on its accounts. Obtaining...

Monday, December 21, 2020

7 Tips For Credit Repair

If you're reading this article, then you likely have a copy of your credit report. If so, remember that we recommend that you obtain a copy of your credit report at least once a year. We recommend that you check your credit report at least every six months since errors are common and be prepared to...

Sunday, December 20, 2020

Important Things To Know About Business Credit Card

Business cardholders also earn incentives, travel bonuses, and savings. These financial benefits may also encourage small business growth. Where businesses normally deal with customers' credit card payments, these cards can make these expenses immediately affordable. Of course, this is only as a temporary...

Thursday, December 17, 2020

Major Errors To Check On Your Credit Report

 Your credit report contains personal information about you including your name, address, social security number, employer, phone number and previous addresses you have had. It also contains information that is chalked on your credit history like how many times you have been 30, 60 or 90 days late...

Wednesday, December 16, 2020

How To Manage Your Credit

Credit experts estimate the average American's debt at $8,000, and this is a scary figure. If you pay off $8,000 in credit card debt in a year or would like to, say that this is a good trade off for having a high credit score. So when you're juggling a few bills each month and beyond that with monthly...

Tuesday, December 15, 2020

Simple Tips For Credit Repair

Have a diverse range of credit - equity loans, auto loans, student's loans, etc. - and use each of them responsibly. To give credit its due, a credit score will not rise dramatically over time, regardless of how much credit you obtain. For therefore long, use each of your credit accounts every month,...

Thursday, December 10, 2020

3 Things That Determines Your Credit Score

 A creditor may look at the average daily balance on each card as one of the three pieces of the puzzle that determines your credit score. Knowing your credit utilization gives you the information to use the other two pieces of the puzzle in getting the best possible credit score.This is the first...

Wednesday, December 9, 2020

Basic Tips To Improve Your Credit Score

 There are so many aspects to credit scoring. Here is a basic list of some tips that can help improve your credit score: Make a note of all special interests you owe. If you have been heavy on your budget lately, you might want to take note of potential credit card companies that might be...

Tips To Improve Your Credit Score

First of all, obtain a copy of your credit report to see where you need to focus your efforts for improving your credit rating. You are entitled to one free copy each year after which you will be charged. However, you might be able to obtain your report at no charge if you meet certain criteria. Once...